What to Do After a Car Accident Caused by Someone Else’s Negligence

Car accidents are common on Oklahoma roads and highways—and they can happen in a split second.
Many crashes are caused by another driver’s negligence, such as distracted driving, speeding, or running a red light.
When that happens, you’re left dealing with medical bills, insurance claims, and uncertainty about what to do next.

Knowing exactly what steps to take after a car accident caused by someone else’s carelessness can make all the difference.
Here’s a clear, step-by-step guide to protect your health, your finances, and your legal rights.

1. Check for Injuries Immediately

Your first priority after any accident should be safety.
Check yourself and your passengers for injuries. If anyone is hurt, call for medical help right away.
If you contact the police first, they can also dispatch emergency medical services while documenting the crash.
Getting prompt care is essential—not only for your health but for creating a medical record that supports your case.

2. Call the Police and Document the Scene

Even if the accident seems minor, always call the police.
Start by noting the license plate number of the at-fault driver’s vehicle—this is critical if they attempt to leave the scene.
If they flee, record their direction of travel, vehicle description, and any visible damage.

The responding officers will complete a formal police report, which serves as powerful evidence in your insurance claim or potential legal action.
Police can also help manage the situation and ensure everyone’s safety.

3. Exchange Information With the Other Driver

Once the scene is secure, exchange contact and insurance details with all involved drivers.
Make sure to collect:

· Full name and phone number

· Insurance provider and policy number

· Driver’s license plate number

· Vehicle make, model, and color

Keep the conversation polite and factual. Avoid admitting fault or making speculative statements about what happened.

4. Gather Evidence and Identify Witnesses

If it’s safe to do so, take photos and videos of:

· Vehicle damage

· The surrounding accident scene

· Road conditions and traffic signs

· Visible injuries

In Oklahoma, state law requires you to move your car off the roadway if it’s driveable and you’re physically able to do so—so capture your photos quickly before moving your vehicle.

Also, speak with witnesses and get their contact information. Independent witness statements can be crucial in proving who was at fault later.

5. Seek Medical Attention Even If You Feel Fine

Some injuries, like whiplash or internal trauma, don’t show symptoms right away.
Always see a doctor after a car accident, even if you feel okay at first.
A medical evaluation ensures hidden injuries are treated and documented, which helps link your condition to the accident for insurance or legal purposes.

6. Notify Your Insurance Company

Contact your insurance provider as soon as possible after the crash.
Provide accurate details about what happened and share the police report once it’s available.
Your insurer will help guide you through the claims process and may cover vehicle repairs or medical costs depending on your policy.

7. Consider Legal Action — Don’t Go It Alone

If the accident was caused by another driver’s negligence, you may be entitled to financial compensation for:

· Medical expenses

· Lost wages

· Pain and suffering

· Property damage

Before speaking extensively with the other driver’s insurance company, consider consulting an experienced personal injury attorney.
Insurance companies often try to minimize payouts, and without representation, you could leave money on the table that you rightfully deserve.

A skilled Oklahoma car accident lawyer can evaluate your claim, negotiate with insurers, and protect your rights throughout the process.

Stay Calm, Stay Safe, and Protect Your Rights

Being involved in a car accident caused by someone else’s carelessness is stressful, but the right actions can protect you legally and financially.
Remember:

· Stay calm and alert.

· Get medical care right away.

· Document everything.

· Contact a qualified attorney before accepting any insurance settlement.

If you’ve been injured in an accident and need guidance, The Chaney Law Firm is here to help you every step of the way.